What’s a good benefit?

Curious what employers contribute toward health insurance across the country? Hover over a state to find out. (Remember, the benefit you choose is all pre-tax!)
Pricing
Wisconsin
$516
Average Contribution
Wisconsin
$516
Average Contribution
Wyoming
$752
Average Contribution
Wyoming
$752
Average Contribution
West Virginia
$414
Average Contribution
West Virginia
$414
Average Contribution
Virginia
$372
Average Contribution
Virginia
$372
Average Contribution
Washington
$373
Average Contribution
Washington
$373
Average Contribution
Vermont
$1,142
Average Contribution
Vermont
$1,142
Average Contribution
Utah
$539
Average Contribution
Utah
$539
Average Contribution
Texas
$414
Average Contribution
Texas
$414
Average Contribution
Tennessee
$506
Average Contribution
Tennessee
$506
Average Contribution
South Dakota
$432
Average Contribution
South Dakota
$432
Average Contribution
Pennsylvania
$385
Average Contribution
Pennsylvania
$385
Average Contribution
South Carolina
$414
Average Contribution
South Carolina
$414
Average Contribution
Rhode Island
$426
Average Contribution
Rhode Island
$426
Average Contribution
Oregon
$445
Average Contribution
Oregon
$445
Average Contribution
Oklahoma
$460
Average Contribution
Oklahoma
$460
Average Contribution
Ohio
$419
Average Contribution
Ohio
$419
Average Contribution
North Dakota
$367
Average Contribution
North Dakota
$367
Average Contribution
New Mexico
$439
Average Contribution
New Mexico
$439
Average Contribution
North Carolina
$475
Average Contribution
North Carolina
$475
Average Contribution
New York
$601
Average Contribution
New York
$601
Average Contribution
New Jersey
$523
Average Contribution
New Jersey
$523
Average Contribution
New Hampshire
$361
Average Contribution
New Hampshire
$361
Average Contribution
Nevada
$428
Average Contribution
Nevada
$428
Average Contribution
Nebraska
$600
Average Contribution
Nebraska
$600
Average Contribution
Montana
$567
Average Contribution
Montana
$567
Average Contribution
Missouri
$437
Average Contribution
Missouri
$437
Average Contribution
Mississippi
$660
Average Contribution
Mississippi
$660
Average Contribution
Minnesota
$375
Average Contribution
Minnesota
$375
Average Contribution
Massachusetts
$461
Average Contribution
Massachusetts
$461
Average Contribution
Maryland
$318
Average Contribution
Maryland
$318
Average Contribution
Michigan
$399
Average Contribution
Michigan
$399
Average Contribution
Kentucky
$483
Average Contribution
Kentucky
$483
Average Contribution
Illinois
$374
Average Contribution
Illinois
$374
Average Contribution
Maine
$445
Average Contribution
Maine
$445
Average Contribution
Louisiana
$481
Average Contribution
Louisiana
$481
Average Contribution
Kansas
$577
Average Contribution
Kansas
$577
Average Contribution
Iowa
$383
Average Contribution
Iowa
$383
Average Contribution
Indiana
$454
Average Contribution
Indiana
$454
Average Contribution
Idaho
$405
Average Contribution
Idaho
$405
Average Contribution
Delaware
$556
Average Contribution
Delaware
$556
Average Contribution
Georgia
$521
Average Contribution
Georgia
$521
Average Contribution
Florida
$531
Average Contribution
Florida
$531
Average Contribution
Hawaii
$428
Average Contribution
Hawaii
$428
Average Contribution
District of Columbia
$404
Average Contribution
District of Columbia
$404
Average Contribution
Connecticut
$635
Average Contribution
Connecticut
$635
Average Contribution
Alabama
$527
Average Contribution
Alabama
$527
Average Contribution
Colorado
$394
Average Contribution
Colorado
$394
Average Contribution
Arkansas
$490
Average Contribution
Arkansas
$490
Average Contribution
Alaska
$694
Average Contribution
Alaska
$694
Average Contribution
California
$564
Average Contribution
California
$564
Average Contribution
Arizona
$417
Average Contribution
Arizona
$417
Average Contribution
Average employer contribution
<$400
$400-$499
$500-$599
>$600
Based on average employer contribution amounts in each state.

Plan your benefits budget

No surprises here. Our calculator helps you build a benefits budget that works for your small business.
Full-time Employees
# of employees participating
$ per employee
# of dependents
$ per dependent
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Salaried Employees
# of employees participating
$ per employee
# of dependents
$ per dependent
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Hourly Employees
# of employees participating
$ per employee
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Part-time Employees
# of employees participating
$ per employee
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Monthly
Annually
Full-time budget
0.00
Salary budget
0.00
Hourly budget
0.00
Part-time budget
0.00
Platform fee
?
0.00
Total*
0.00
* Based on estimated number of employees participating.
Get started

A perfect fit for everyone.

Health care is personal. Your team will have access to dozens of health plans from top local and national carriers based on where they live.
Get started

Get to know StretchDollar.

Article
Trying to find insurance that will help pay for GLP-1s
Affordability

How to Afford GLP-1s in 2026: What to Know About Insurance Coverage and Alternative Options

Discover how 2026 health insurance changes impact GLP-1 medications like Wegovy and Ozempic, plus new options for affordable access.

Article
The Open Enrollment deadline has been extended
Health Insurance

Open Enrollment Has Been Extended: What This Means for You

Missed the Open Enrollment deadline? Good news—it's been extended. Learn what this means for you and your health plan shopping.

Guide
Health insurance for small businesses
Small Business

Small Business Health Insurance: Everything to Know in 2026

Discover the ultimate guide to small business health benefits in 2026—simplify options, boost morale, and retain top talent with ease.