Affordable, Simple Health benefits. Really.

Oscar Insurance and StretchDollar have teamed up to simplify health benefits. You set a budget. We match your employees with plans they want. It’s really that easy.
Man smiling while sitting at a desk with a laptop, a plant, and a cartoon dog with a party hat.
How it works

Health benefits in a snap.

Give employees pre-tax dollars for health plans they choose — and manage it effortlessly on our platform. It’s as simple as:

Set your budget

Decide your team’s monthly pre-tax allowance.

Invite your team

Employees shop for their perfect plan with access to Oscar’s full suite of easy, affordable solutions.

They get $$$

You’re done! We’ll take it from here, and get your team set up.

Testimonials

What others have to say.

Hear from some of our small business customers.

Design League Co

“StretchDollar has made offering health benefits to my team almost effortless.”
Emily de Ayora

President @ Design League Co

Headshot of Emily de Ayora, President of Design League Co.

PlumbSmart,

“If everything was as straightforward as StretchDollar, I’d get a lot more sh** done.”
(Very busy) owner

PlumbSmart, Florida franchise

Features

Access Oscar Health with StretchDollar

Your employees* can pick from top health insurance options, including Oscar Health, through StretchDollar. Oscar Health, founded in 2012, is all about making health insurance simple and supportive—like having a doctor in the family!

*Oscar is available in 18 states

Team

A responsive and dedicated care team

Support

24/7 virtual urgent care and prescriptions starting at just $3**

App

A top-rated mobile app that makes everything easy

Get started

Ready to offer benefits the better way?

Create your benefits plan in just 10 min. Feel good knowing every dollar goes to your employees - tax free.

How it works
How it works
FAQ

Common questions about ICHRA

How do I get started?

Plus iconMinus Icon

Setting up your benefits plan is quick and easy! Just fill out this form, add a few business details, and choose the pre-tax benefit amount you want to offer your team. That’s it! Have questions? No problem—book a meeting with a StretchDollar + Oscar expert.

What does it cost to use StretchDollar?

Plus iconMinus Icon

Access to our platform and brokerage services is $40 per month, plus $8 per participating employee. That’s it. No surprise charges here and you can cancel your policy at any time.

What health plans will my employees be able to choose from?

Plus iconMinus Icon

On average, employees will have access to over 9 different national and local health insurance companies (like Oscar Insurance!) offering dozens of insurance plans on the health insurance marketplace. [Source: KFF.org 2025]

How many employees need to enroll?

Plus iconMinus Icon

There is no minimum participation. Even if just one employee accepts the benefit, that’s ok!

How come I’ve never heard of offering health benefits this way?

Plus iconMinus Icon

StretchDollar uses a new benefit model called an ICHRA, made possible by federal legislation in 2020. Adoption has been slow mostly because most ICHRA plans focus on customization for large teams. StretchDollar designed its plans with small businesses in mind -- simplify everything and make health benefits possible in an instant.

Still have questions? We're always happy to walk you through it.
Contact us
Contact us