How it works

Health benefits, simplified

Here’s exactly how StretchDollar’s ICHRA works.

For employers

Set it up in minutes. Stay in control.

No paperwork marathons. No carrier negotiations. Just a fast, clean setup your clients will love.

Set your budget

Choose a monthly, tax-free allowance per employee group for insurance premiums.

Invite your team

Add your employees and we'll help them find a plan that fits.

Watch it run

We automate reimbursements and compliance from here.

For employees

Their plan. Their choice.

Employees shop for the plan that actually fits their life — then get reimbursed automatically.

Connect a bank account

That's where their ICHRA dollars land each month.

Shop for a plan

Choose from dozens of options on- or off-marketplace. Licensed experts are available to help.

Get reimbursed automatically

Upload proof of coverage once. Reimbursements arrive before the 1st, every month.

Customizable

Benefits that are unique to you and your team

Set a budget instead of managing a health plan. Let your team find a plan that actually meets their needs. Everyone wins.

Get started
Get started
For brokers

Working with a broker?

Your broker helps you find the right contribution. StretchDollar handles the rest.

How it works for brokers
How it works for brokers
Easy

Health benefits is this easy

You know the feeling — three weeks of back-and-forth for a group plan quote that still doesn't work. We fixed that. Get instant insights on cost and coverage so you can move and close faster.

Cancel anytime, no fees

Licensed brokers for employee guidance

10-minute employer setup

Subsidies surfaced for qualifying employees

Easy-to-use platform

No annual renewal headaches

Get started
Get started
Get started

Ready to offer benefits?

Built for brokers. Designed for SMBs. Customized for you.

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