StretchDollar + Gallagher: The ICHRA solution for small business
A flexible, cost-effective alternative to traditional group plans designed for companies with under 50 employees.
A match made in benefit heaven
Quick Setup
Launch in minutes with an easy, self-service setup
Earn $$
Get compensated per employee + continue offering ancillary services
1:1 Support
Employees receive 1:1 shopping support from Gallagher-licensed experts
Get a quote in minutes, not weeks
You know the feeling — three weeks of back-and-forth for a group plan quote that still doesn't work. We fixed that. Get instant insights on cost and coverage so you can move and close faster.
Flexible
Contribution strategies to fit any client budget
Share quotes
Get sign-off in one click
Seamless setup
Quote details flow directly into onboarding
Simplest quoting experience available
Get a client from quote to active in minutes
The proof is in the pudding
2.8x
Year-over-year growth for the ICHRA market
83.5%
of ICHRA adoptees in 2025, had not previously offered health coverage
9/10
ICHRA employers renew their policy the following year
Gallagher
“Being able to quote clients so quickly has made a huge difference—for me and my clients.”
Producer @ Gallagher
How ICHRA with StretchDollar + Gallagher benefits producers
Hands-free Setup
Smooth hand-off of clients — we take over setup
Compensation
Savings for your client & compensation for you
Live Support
Live chat, email, and meetings — support that’s there when you need it
Instant Quotes
Instant quotes delivered directly to your inbox
11
employees on avg. per company
38%
avg. savings per employee compared to a group plan
15 minutes
spent to signup on avg
Common questions
How does StretchDollar work with brokers and benefits consultants?
As an ICHRA administrator focused on small businesses, brokers and consultants can rest assured their clients are in good hands. We provide end-to-end support, including employee shopping assistance for those who want it. Plus, with ongoing referral fees and the option to be the broker of record, it’s a partnership that works for everyone.
What small business clients are the best fit for ICHRA?
ICHRA is ideal for small businesses that are new to benefits, have employees across multiple states, or are facing steep premium increases with their traditional group plan.
What are the advantage of ICHRA over a traditional small group plan?
Traditional small group plans can take weeks or months to set up, require minimum participation, and often come with higher costs. ICHRA offers faster onboarding, customizable pre-tax employee allowances, employee choice of health plan, and predictable budgeting.