StretchDollar’s 5 for the Win Rewards Program: Terms and Conditions
StretchDollar’s 5 for the Win Rewards Program: Terms and Conditions
The "5 for the Win" rewards program (the "Program") is administered by StretchDollar Inc. ("StretchDollar," "we," "us") and sponsored by Oscar Health ("Oscar"). By participating, you agree to these terms.
1. Who can participate
The Program is open to agents ("Participants") who are 18 or older, are in good standing with StretchDollar, and have fully completed onboarding to an active StretchDollar agent portal. Employees of StretchDollar or Oscar, and members of their households, are not eligible. Credit for quotes and signups goes to the agent of record on the quote or signup. These terms supplement the agent terms that apply to your use of the StretchDollar platform (the "BROKER PLATFORM TERMS OF SERVICE"), which continue to apply to you, and a violation of the Broker Platform Terms of Service may disqualify you from the Program.
2. Program period
The Program runs through 11:59 PM Eastern Time on December 31, 2026, or while program funds last, unless we extend, modify, or end it earlier by posting notice on this page. Any reward a Participant has already earned when we post notice of an early end will be honored, and the Grand Prize will be determined based on standings as of the verification date described in Section 3.
3. How rewards are earned
Quote. A "quote" is a quote sent through the StretchDollar platform to an administrator at a real company that is considering enrolling. At our discretion, quotes prepared and exported from the platform may also count. Duplicate, test, and internal quotes do not count, and we decide in our sole discretion which quotes are authentic.
Signup. A "signup" is an employer that has fully completed onboarding to the StretchDollar platform by the end of the Program period, has run its first reimbursement, and is in active status when we verify it. We verify signups on January 15, 2027. An employer need not have any employee select an Oscar plan for the signup to count.
Each reward can be earned once per Participant. Rewards stack, so the most any Participant can receive is $475. Grand Prize ties are broken by number of authentic quotes, then by the earliest qualifying signup. A Participant needs at least one qualifying signup to win the Grand Prize. Winners are determined by performance, not by chance.
4. Receiving your reward
Rewards are delivered through Snappy. You will receive an email, choose a gift from the collection offered, and provide a shipping address to Snappy. Rewards are not redeemable for cash, cannot be transferred, and cannot be substituted. Dollar values are approximate ("up to") and may vary with the gift chosen. You must claim your gift within 90 days of receiving it or it expires. Gifts are subject to availability and to the terms of Snappy and the gift vendor, including Snappy's Gift Recipient Terms and Privacy Notice, and Snappy and the vendor, not StretchDollar or Oscar, are responsible for delivery. By participating, you agree that we may share your name and email address with Snappy to deliver rewards.
5. Rewards are not tied to a health plan purchase
Rewards are for helping employers sign up for ICHRA administration with StretchDollar. They are not contingent on any employee's selection or purchase of a health plan, from Oscar or any other carrier, and Oscar's sponsorship does not require or reward placement with Oscar. The Program does not change your obligation to recommend what is best for each client, and neither StretchDollar nor Oscar endorses any particular plan through the Program.
6. Your responsibilities; opting out
You are responsible for determining whether you may accept a reward under your employer's, agency's, or carrier's policies and applicable law, including any limits on gifts. If you are not permitted to participate or accept a reward, you must notify us at support@stretchdollar.com. You may opt out of receiving a reward at any time, and we may withhold any reward we believe would violate a law or policy. By claiming a reward, you agree to provide the information needed to deliver it.
7. Taxes
Rewards may be taxable income. You are responsible for any taxes on rewards you receive. We may require tax documentation if needed to meet reporting requirements under state or federal law, and may withhold a reward until we receive it.
8. Our rights
We may disqualify any Participant for fraud, abuse, or violation of these terms, and may withhold or cancel a reward earned through any of them. We may modify, suspend, or end the Program as described in Section 2. Our decisions on eligibility, authenticity, and disputes are final. The Program is void where prohibited by law.
9. Liability and governing law
The Program and all rewards are provided "as is," without warranty. To the fullest extent permitted by law, StretchDollar, Oscar, and Snappy are not liable for any loss arising from the Program, and our total liability is limited to the value of the rewards you earned. These terms are governed by the laws of California.
10. Questions
Contact support@stretchdollar.com.