Video

How StretchDollar Works

Health benefits are different with StretchDollar. Here’s how.

Traditional group benefits? Great for big companies with big human resource teams (who are okay with paperwork up to their eyeballs). Not so great for small businesses that just want an easy way to help their employees with health insurance.

That’s where StretchDollar comes in. Instead of picking one-size-fits-none coverage, your employer sets a pre-tax budget, and you get to choose the health plan that works best for you. No more settling for plans you don’t want—this is benefits on your terms.

How is this possible? We leverage something called an Individual Coverage Health Reimbursement or ICHRA for short. ICHRA is a relatively new federal rule that allows employers to offer pre-tax money for premium.

Getting started is easy:

  • Your employer sets a budget
  • You pick a health plan that fits your needs
  • Since it’s with pre-tax dollars, your money goes further

Simple, flexible, and actually useful.